United Bank for Africa (UBA) has announced a change in the billing method for Unstructured Supplementary Service Data (USSD) banking services
The bank says it’s in compliance with a new directive from the Nigerian Communications Commission (NCC).
Beginning June 3, 2025, charges for USSD transactions will no longer be deducted from customers’ bank accounts but directly from their mobile airtime balance.
The bank disclosed this in a customer notice titled “New NCC-Mandated USSD Billing Process” sent out on Tuesday.
The change aligns with the NCC’s End-User Billing (EUB) model, which mandates mobile network operators to deduct charges for USSD sessions directly from users’ airtime.
According to the bank, each USSD session will attract a charge of ₦6.98 per 120 seconds. Customers will receive a consent prompt at the beginning of each session, and airtime will only be deducted upon confirmation and provided the bank is available to deliver the requested service.
The new billing structure is part of ongoing efforts to streamline USSD charges and ensure transparency in financial transactions conducted via mobile networks.
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